Loan repayment simulator
Compares federal repayment plans, including upcoming plan changes, and saves results to the client's profile with a shareable link.
Financial Services · Build
Financial Advisor Operating System
Built for Varela Financial
An advisory operating system for a student-loan practice. Profession-specific education and a three-step consultation feed an advisor CRM with lead stages, funnel reporting and follow-ups. Clients get a protected portal for profiles, loan details, checklists, documents and messages, and Terra built a repayment simulator and planning tools that save shareable results.
- Loan Simulator
- Advisor CRM
- Consultation Management
- Client Portal
- Planning Tools
System overview
Key features
Advisor CRM
Lead records with profession, balance range, concern, stage and status, plus a funnel from first visit to scheduled consultation.
Consultation management
Three-step intake with a scheduling handoff, lifecycle statuses, incomplete-request recovery, advisor alerts and duplicate prevention.
Client portal
A protected workspace for borrower profiles, loan details, checklists, document requests and client/advisor messaging.
Planning tools
Debt-to-income, PSLF readiness, career-change and repayment-path tools built around the borrower's situation.
SEO Intelligence Center
Technical review, PageSpeed history and content maintenance tools for ongoing website care.
Real screenshots
The software, screen by screen.
How it works
Connected workflows
- 01
Learn
Search educational resources by topic or profession.
- 02
Introduce
Share contact details and optional context in a three-step intake.
- 03
Schedule
A scheduling handoff prefills contact information.
- 04
Coordinate
Advisor and client workspaces keep profiles, documents and follow-up together.
Terra developed a protected advisory workspace around borrower information, consultations and client coordination, alongside tools for maintaining the website.
Client profiles & management
Borrower profiles, loan details, checklists, shared scenarios and advisor-managed accounts in a custom client workspace.
Consultation CRM & scheduling
Leads, consultation status, advisor alerts, appointment editing and scheduling handoff in one advisory workspace.
Documents & messaging
Client/advisor message threads, document requests and file-sharing interfaces around the client workspace.
SEO Intelligence Center
Technical review, PageSpeed, content/search assessment and maintenance tools for ongoing website care.
Business value
Relevant resources help prospects arrive better informed. Shorter intake avoids repeated context, and structured client profiles provide a clearer foundation for advisory follow-up.
Client background · Varela Financial
Clear guidance. A connected advisory experience.
The starting point
Varela’s personalized student-loan practice needed an educational website and an advisory workspace designed around the same client journey. Terra connected profession-specific guidance with consultation intake and structured client information.
Terra's approach
Profession-specific pages and planning resources help borrowers find relevant guidance before introducing themselves. Terra simplified the consultation journey and developed protected client and advisor workspaces around profiles, documents and follow-up.
Public website
Profession-specific student-loan education and repayment resources lead into a shorter consultation handoff. Relevant education gives prospects a clearer starting point. Shorter intake reduces repeated questions, while a purpose-built advisory workspace provides a consistent structure for client context, consultation follow-up and website maintenance.
Six-step intake became a shorter booking path
The original six-step intake was simplified to contact details, optional background and a Calendly handoff. Prefilled details and an optional Skip path reduce repeated entry.
Follow-up gained a clearer lifecycle
Consultation-management tools were developed with lifecycle statuses, incomplete-request recovery, advisor alerts and duplicate prevention to organize follow-up.
Search visibility became an ongoing maintenance workflow
The build expanded from page metadata and sitemap foundations to an SEO Intelligence Center with technical review, performance history and content-maintenance tools.
Visitor journey
- 01
Understand
Read planning content relevant to a profession and loan situation.
- 02
Request
Enter contact details through the consultation page.
- 03
Schedule
The implemented flow hands off to consultation scheduling.
- 04
Coordinate
Client and advisor workspaces were developed around profiles and consultation follow-up.
Build questions
About this build.
What does the Varela Financial build include?
A financial advisor operating system: an advisor CRM, consultation management, a client portal for profiles, documents and messages, a repayment simulator and planning tools, plus a student-loan education website.
How was the consultation experience simplified?
The original six-step journey became contact details, optional background and a scheduling handoff, with prefilling to avoid repeated entry.
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